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    <title>3G Times — Digital</title>
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    <description>Identity verification, data residency, cloud concentration risk and the technical plumbing that financial supervisors have started examining directly.</description>
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      <title>CFPB&apos;s Section 1033 Open Banking Rule: What Its 2026 Compliance Stay Means for Data Providers</title>
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      <description><![CDATA[A federal court has stayed the tiered compliance dates for the CFPB's open-banking data-access rule while the bureau reconsiders its fee, privacy, and representative-authorization provisions.]]></description>
      <pubDate>Fri, 21 Aug 2026 08:38:25 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
      <category>Digital</category>
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      <title>Post-Quantum Migration for Financial Infrastructure: NIST FIPS 203 and 204 Timelines That Matter</title>
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      <description><![CDATA[Post-quantum migration for finance: NIST FIPS 203 and 204, harvest-now-decrypt-later, CBOM inventories, hybrid pilots, and the timelines that matter.]]></description>
      <pubDate>Thu, 30 Jul 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
      <category>Digital</category>
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      <title>Consent Receipts and Audit Logs: Designing Exam-Ready Evidence for Open-Banking Authorization</title>
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      <description><![CDATA[Consent receipts for open-banking authorization: fields, revocation propagation, and the metric that makes consumer control exam-ready.]]></description>
      <pubDate>Tue, 07 Jul 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
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      <title>Presentation-Attack Detection Standards for Video KYC: ISO 30107 Against the Injection Threat</title>
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      <description><![CDATA[ISO 30107 presentation-attack detection for video KYC: certificates, scope honesty, and injection defenses beyond the camera — attestation and binding.]]></description>
      <pubDate>Mon, 15 Jun 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
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      <title>Remote Online Notarization Statutes: Cross-State Recognition for Mortgage and Fintech Closings</title>
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      <description><![CDATA[Remote online notarization for mortgage and fintech closings: state statutes, identity proofing, recording retention, and cross-state recognition.]]></description>
      <pubDate>Sat, 23 May 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
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      <title>Privacy-Enhancing Technologies for Regulated Analytics: Differential Privacy, Tokenization, and the GLBA Floor</title>
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      <description><![CDATA[Privacy-enhancing technologies for finance: tokenization, differential privacy, and federation under GLBA — and the anonymization claims regulators police.]]></description>
      <pubDate>Fri, 01 May 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
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      <title>The Basel Cryptoasset Standard After January 2026: Disclosure, Custody, and the US Gap</title>
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      <description><![CDATA[Basel SCO60 cryptoasset standard after January 2026: Group 1b gates, 1250% weights, bank custody design, and the US implementation gap.]]></description>
      <pubDate>Wed, 08 Apr 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
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      <title>Zero-Knowledge Proofs in KYC: What Regulators Actually Accept as Audit Evidence</title>
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      <description><![CDATA[Zero-knowledge proofs in KYC: what regulators accept as audit evidence — issuer dossiers, proof records, freshness, and fallback paths.]]></description>
      <pubDate>Tue, 17 Mar 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
      <category>Digital</category>
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      <title>NIST SP 800-63-4 and Passkeys: Identity Assurance Levels for Regulated Account Onboarding</title>
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      <description><![CDATA[NIST SP 800-63-4 passkeys and IAL/AAL assurance levels: how regulated fintech onboarding documents identity proofing to a federal yardstick.]]></description>
      <pubDate>Sun, 22 Feb 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
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      <title>GDPR Article 22 and Fraud Models: When Automated Decisions Need Human Review in the EU</title>
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      <description><![CDATA[GDPR Article 22 after SCHUFA: when fraud-model freezes become solely automated decisions and how to build meaningful human review in the EU.]]></description>
      <pubDate>Sat, 31 Jan 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
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      <title>How the eIDAS 2.0 Identity Wallet Changes KYC Onboarding Across the European Union</title>
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      <description><![CDATA[eIDAS 2.0 identity wallets reach EU citizens in 2026: what Reg. 2024/1183 changes for KYC onboarding, evidence, and AML files.]]></description>
      <pubDate>Thu, 08 Jan 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
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