3G Times — Regulation https://3gtimes.com/regulation/ Consultation papers, final rules and implementation deadlines across major jurisdictions, translated into the obligations a fintech team has to build. en-US Fri, 04 Sep 2026 03:46:58 GMT Regulation UDAAP Explained: The Three Legal Tests Behind Unfair, Deceptive, and Abusive Practices https://3gtimes.com/regulation/udaap-explained-the-three-legal-tests-behind-unfair-deceptive-and-abusive-practices/ https://3gtimes.com/regulation/udaap-explained-the-three-legal-tests-behind-unfair-deceptive-and-abusive-practices/ Fri, 28 Aug 2026 08:38:28 GMT Aleksandr Komarov Regulation What the CFPB's Personal Financial Data Rights Rule Requires, and When Compliance Deadlines Hit https://3gtimes.com/regulation/cfpb-personal-financial-data-rights-rule-explainer/ https://3gtimes.com/regulation/cfpb-personal-financial-data-rights-rule-explainer/ Mon, 10 Aug 2026 08:38:06 GMT Aleksandr Komarov Regulation Utah's AI Policy Act: Disclosure Duties When Regulated Professions Use Generative Tools https://3gtimes.com/regulation/utah-ai-policy-act-disclosure-regulated-professions/ https://3gtimes.com/regulation/utah-ai-policy-act-disclosure-regulated-professions/ Tue, 21 Jul 2026 12:00:00 GMT William Elliott Regulation Illinois BIPA After the 2024 Amendments: One Scan Sues, and E-Signatures Count as Releases https://3gtimes.com/regulation/illinois-bipa-amendments-biometric-onboarding-fintech/ https://3gtimes.com/regulation/illinois-bipa-amendments-biometric-onboarding-fintech/ Sun, 28 Jun 2026 12:00:00 GMT William Elliott Regulation Event Contracts After Kalshi: How the CFTC's Predictive-Market Perimeter Was Redrawn https://3gtimes.com/regulation/cftc-event-contracts-kalshi-ruling-predictive-markets/ https://3gtimes.com/regulation/cftc-event-contracts-kalshi-ruling-predictive-markets/ Sat, 06 Jun 2026 12:00:00 GMT William Elliott Regulation EU AI Act Before August 2026: Credit-Scoring Deployers, FRIAs, and the Human-Oversight File https://3gtimes.com/regulation/eu-ai-act-quality-management-systems-credit-scoring/ https://3gtimes.com/regulation/eu-ai-act-quality-management-systems-credit-scoring/ Thu, 14 May 2026 12:00:00 GMT William Elliott Regulation New York's BitLicense at Ten: Coin-Listing Policies and Custody Duties Under Part 200 https://3gtimes.com/regulation/ny-bitlicense-coin-listing-custody-guidance/ https://3gtimes.com/regulation/ny-bitlicense-coin-listing-custody-guidance/ Wed, 22 Apr 2026 12:00:00 GMT William Elliott Regulation PSD3 and the Payments Services Regulation: What the Proposed EU Overhaul Changes for Licensing https://3gtimes.com/regulation/psd3-proposed-payments-directive-open-finance-licenses/ https://3gtimes.com/regulation/psd3-proposed-payments-directive-open-finance-licenses/ Mon, 30 Mar 2026 12:00:00 GMT William Elliott Regulation How DORA Classifies Critical ICT Third-Party Providers and What That Means for Fintech Contracts https://3gtimes.com/regulation/dora-ict-third-party-criticality-contracting/ https://3gtimes.com/regulation/dora-ict-third-party-criticality-contracting/ Sun, 08 Mar 2026 12:00:00 GMT William Elliott Regulation What MiCA Requires of Non-EU Stablecoin Issuers Serving European Customers After the Transition https://3gtimes.com/regulation/mica-stablecoin-issuance-requirements-non-eu-issuers/ https://3gtimes.com/regulation/mica-stablecoin-issuance-requirements-non-eu-issuers/ Fri, 13 Feb 2026 12:00:00 GMT William Elliott Regulation Colorado AI Act After the Delay: What Deployers of Underwriting Models Must Build by June 30 https://3gtimes.com/regulation/colorado-ai-act-delay-june-2026-fintech/ https://3gtimes.com/regulation/colorado-ai-act-delay-june-2026-fintech/ Thu, 22 Jan 2026 12:00:00 GMT William Elliott Regulation What the FCC's AI-Voice Robocall Rules Require for Debt Collection and Fintech Marketing Calls https://3gtimes.com/regulation/tcpa-ai-voice-robocall-rules-fintech/ https://3gtimes.com/regulation/tcpa-ai-voice-robocall-rules-fintech/ Tue, 30 Dec 2025 12:00:00 GMT William Elliott Regulation