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    <title>3G Times — Tech News</title>
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    <description>Earnings, funding, consolidation and hiring across fintech and legal services, reported for readers who need commercial context behind a rule change.</description>
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      <title>Proposed Federal Rule of Evidence 707: How Courts Would Screen Machine-Generated Evidence Offered Without an Expert</title>
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      <description><![CDATA[Published for comment in August 2025 and held for further work in May 2026, the proposal would route machine output through Rule 702's reliability requirements. Here is what the text says, what the 59 comments contested, and where it stands.]]></description>
      <pubDate>Wed, 26 Aug 2026 08:38:27 GMT</pubDate>
      <dc:creator>Aleksandr Komarov</dc:creator>
      <category>Tech News</category>
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      <title>How a Federal Rule Becomes Binding: The Notice-and-Comment Timeline Compliance Teams Should Plan Around</title>
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      <description><![CDATA[From Unified Agenda entry to effective date, the Administrative Procedure Act sets the floor and Executive Order 12866 and the Congressional Review Act set the calendar. A practitioner's map of the stages that create obligations and the exceptions that compress them.]]></description>
      <pubDate>Mon, 17 Aug 2026 08:38:23 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
      <category>Tech News</category>
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      <title>Fed&apos;s Payment-Account Proposal Draws Industry Comments: Direct Settlement Access for Fintechs Advances</title>
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      <description><![CDATA[The Fed payment-account proposal (May 20, 2026) drew July comments: clearing-and-settlement access for fintechs, PSR revisions, next steps.]]></description>
      <pubDate>Sat, 08 Aug 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
      <category>Tech News</category>
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      <title>App-Store Privacy Labels and Data-Broker Registries: The Representation Risk in Fintech SDKs</title>
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      <description><![CDATA[App-store privacy labels, SDK traffic, and broker registries: the fintech representation risk — and the inventory and diff controls that answer it.]]></description>
      <pubDate>Thu, 16 Jul 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
      <category>Tech News</category>
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      <title>Executive Order 14405 Directs Regulators to Rewrite Fintech Rules: The 180-Day Clock Explained</title>
      <link>https://3gtimes.com/tech-news/eo-14405-fintech-innovation-regulators-review/</link>
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      <description><![CDATA[Executive Order 14405 (May 19, 2026) directs regulators to review and update fintech rules on a 180-day clock — what changes now, what waits.]]></description>
      <pubDate>Wed, 24 Jun 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
      <category>Tech News</category>
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      <title>When the Open-Banking API Fails: Liability Architecture for Gateway Downtime and Bad Data</title>
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      <description><![CDATA[When open-banking APIs fail: PSD2 duties, SLA measurement points, data warranties, and the contract clauses that allocate gateway downtime losses.]]></description>
      <pubDate>Mon, 01 Jun 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
      <category>Tech News</category>
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      <title>ISO 20022 After the Fedwire Migration: Richer Payment Messages Meet Compliance Screening</title>
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      <description><![CDATA[ISO 20022 after the March 2025 Fedwire migration: purpose codes, structured party data, and what screening and AML monitoring should now consume.]]></description>
      <pubDate>Sun, 10 May 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
      <category>Tech News</category>
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      <title>Zero Trust Meets Duty of Confidentiality: Legal Questions in Granular Access Design</title>
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      <description><![CDATA[Zero trust architecture meets confidentiality duties: monitoring law, telemetry reuse, policy-engine governance, and vendor access contracts.]]></description>
      <pubDate>Fri, 17 Apr 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
      <category>Tech News</category>
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      <title>BIS Maps the Role of Data in Financial-Sector AI: Compliance Reads the Control Point</title>
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      <description><![CDATA[BIS maps the role of data in AI for financial services (March 26, 2026): why compliance reads it as the control point, and what to document now.]]></description>
      <pubDate>Thu, 26 Mar 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
      <category>Tech News</category>
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      <title>SOC 2 Versus ISO 27001 for RegTech Vendors: Which Assurance Fits Regulated Financial Buyers</title>
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      <description><![CDATA[SOC 2 Type II versus ISO 27001 for regtech vendors: what each artifact proves, why financial buyers want both, and how to sequence them.]]></description>
      <pubDate>Tue, 03 Mar 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
      <category>Tech News</category>
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      <title>Software Bills of Material After EO 14028: What Financial Vendors Now Hand Their Buyers</title>
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      <description><![CDATA[EO 14028, M-22-18 attestations, and NTIA minimum elements: why financial vendors now ship SBOMs to every serious buyer.]]></description>
      <pubDate>Mon, 09 Feb 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
      <category>Tech News</category>
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      <title>Legal Tech Spending Forecasts for 2026: What Compliance Buyers Should Take From the Numbers</title>
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      <description><![CDATA[Legal tech spending is forecast to grow 9.7% in 2026, with a 3.9× benefit gap for firms with an AI strategy — what compliance buyers should fund.]]></description>
      <pubDate>Sat, 17 Jan 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
      <category>Tech News</category>
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