Most of a banking app's binary is third-party code — and the malicious-SDK incidents taught the market that the store review is not your vendor diligence.
When the checkout button becomes a credit product, the app inherits a lender's duties — and the CFPB's 2024 interpretive rule settled the question of which ones.
Digital accessibility litigation found the financial app years ago, and the industry's working standard — WCAG 2.1 AA — is now the diligence line bank partners read.
The operating systems rebuilt their permission models around least disclosure — and fintech apps inherit both the protections and the compliance expectations that follow.