Identity verification, data residency, cloud concentration risk and the technical plumbing that financial supervisors.
A federal court has stayed the tiered compliance dates for the CFPB's open-banking data-access rule while the bureau reconsiders its fee, privacy, and representative-authorization provisions.
The standards landed in August 2024; the threat is harvest-now-decrypt-later; and the migration runs on a cryptography inventory most institutions have not finished.
The authorization to share data is now a consumer right with a lifecycle — and the artifact that proves its history is the exam exhibit nobody built by accident.
The face at the onboarding camera cleared liveness testing for years — until attackers stopped presenting to the lens and started injecting into the stream.
More than forty states authorize notaries by video, and the mortgage industry's acceptance outran the patchwork — the recognition question is where deals stall.
PETs let financial institutions compute on customer data they should not freely hold in the clear — and the claims they make about the results are themselves regulated speech.