Skip to content

Friday, September 4, 2026

Home / Author

Author

Naomi Bergman

Naomi Bergman covers the systems that move money, and the small design decisions inside them that quietly decide who gets served. She explains payment rails and credit scoring, covers federal rulemaking and the national record, and reads markets from release to close.

Business Correspondent

Independent editorial contributor covering fintech, payments, household credit, regulation and markets.

Articles by Naomi Bergman

CFPB's Section 1033 Open Banking Rule: What Its 2026 Compliance Stay Means for Data Providers

CFPB's Section 1033 Open Banking Rule: What Its 2026 Compliance Stay Means for Data Providers

Naomi Bergman

How a Federal Rule Becomes Binding: The Notice-and-Comment Timeline Compliance Teams Should Plan Around

How a Federal Rule Becomes Binding: The Notice-and-Comment Timeline Compliance Teams Should Plan Around

Naomi Bergman

Infographic of a purpose-limited account lane beside full-service banking lanes

Fed's Payment-Account Proposal Draws Industry Comments: Direct Settlement Access for Fintechs Advances

Naomi Bergman

Sealed archive room with legacy racks and a new migration lane glowing

Post-Quantum Migration for Financial Infrastructure: NIST FIPS 203 and 204 Timelines That Matter

Naomi Bergman

Two analysts reconciling store labels against SDK traffic charts

App-Store Privacy Labels and Data-Broker Registries: The Representation Risk in Fintech SDKs

Naomi Bergman

Close-up of a printed receipt beside a glowing audit-log terminal

Consent Receipts and Audit Logs: Designing Exam-Ready Evidence for Open-Banking Authorization

Naomi Bergman

Regulators' conference table with stacked review dockets under task lighting

Executive Order 14405 Directs Regulators to Rewrite Fintech Rules: The 180-Day Clock Explained

Naomi Bergman

Infographic of layered capture defenses around a face silhouette

Presentation-Attack Detection Standards for Video KYC: ISO 30107 Against the Injection Threat

Naomi Bergman

Close-up of network patch panel with one amber-lit failed link

When the Open-Banking API Fails: Liability Architecture for Gateway Downtime and Bad Data

Naomi Bergman

Notary and signer completing a video closing at dusk desks

Remote Online Notarization Statutes: Cross-State Recognition for Mortgage and Fintech Closings

Naomi Bergman

Infographic of payment fields flowing from flat rows into structured blocks

ISO 20022 After the Fedwire Migration: Richer Payment Messages Meet Compliance Screening

Naomi Bergman

Abstract data aggregates forming over blurred rows of sealed records

Privacy-Enhancing Technologies for Regulated Analytics: Differential Privacy, Tokenization, and the GLBA Floor

Naomi Bergman

Security and privacy leads reviewing granular access policy cards

Zero Trust Meets Duty of Confidentiality: Legal Questions in Granular Access Design

Naomi Bergman

Close-up of a reserve vault door beside sealed ledger drives

The Basel Cryptoasset Standard After January 2026: Disclosure, Custody, and the US Gap

Naomi Bergman

Central-bank reading room with data reports stacked under lamplight

BIS Maps the Role of Data in Financial-Sector AI: Compliance Reads the Control Point

Naomi Bergman

Infographic of a credential proven without revealing underlying document

Zero-Knowledge Proofs in KYC: What Regulators Actually Accept as Audit Evidence

Naomi Bergman

Close-up of embossed audit certificates stacked beside a sealed drive

SOC 2 Versus ISO 27001 for RegTech Vendors: Which Assurance Fits Regulated Financial Buyers

Naomi Bergman

Diverse people completing identity verification on phones in a bright office

NIST SP 800-63-4 and Passkeys: Identity Assurance Levels for Regulated Account Onboarding

Naomi Bergman

Infographic of layered software dependency tree with flagged component

Software Bills of Material After EO 14028: What Financial Vendors Now Hand Their Buyers

Naomi Bergman

Empty fraud-operations review room with dual monitors and empty chair

GDPR Article 22 and Fraud Models: When Automated Decisions Need Human Review in the EU

Naomi Bergman

Legal operations team reviewing technology budget dashboards at a conference table

Legal Tech Spending Forecasts for 2026: What Compliance Buyers Should Take From the Numbers

Naomi Bergman

Security key token and smartphone on a desk ready for identity presentation

How the eIDAS 2.0 Identity Wallet Changes KYC Onboarding Across the European Union

Naomi Bergman