Identity verification, data residency, cloud concentration risk and the technical plumbing that financial supervisors.
The face at the onboarding camera cleared liveness testing for years — until attackers stopped presenting to the lens and started injecting into the stream.
More than forty states authorize notaries by video, and the mortgage industry's acceptance outran the patchwork — the recognition question is where deals stall.
PETs let financial institutions compute on customer data they should not freely hold in the clear — and the claims they make about the results are themselves regulated speech.
Bank capital rules for crypto landed with a disclosure regime that has applied since January 2025 and capital requirements now live in 2026 — outside the United States.
The cryptography lets a customer prove identity facts without revealing them; the supervisory question is older and blunter — show me the file.
The fourth revision of the digital-identity guideline folded syncable passkeys into the assurance ladder, and regulated onboarding teams can finally cite a federal yardstick for them.