
Digital
How the eIDAS 2.0 Identity Wallet Changes KYC Onboarding Across the European Union
Naomi BergmanRegulation (EU) 2024/1183 turns government-issued digital attributes into a KYC input, and member states must offer the wallets during 2026.
Digital tracks the infrastructure layer regulators now inspect: identity verification, electronic signatures, data residency, cloud concentration and API security. Pieces explain a standard or requirement, then show what implementing it involves for a bank, a payments firm or a legal department. Technical detail stays in.
Identity verification, data residency, cloud concentration risk and the technical plumbing that financial supervisors have started examining directly.

Regulation (EU) 2024/1183 turns government-issued digital attributes into a KYC input, and member states must offer the wallets during 2026.